Self-Employed Home Loans

Being self-employed shouldn’t hold you back from owning a home. At GetMyLending, we tailor home loan solutions specifically for business owners and freelancers—making it easier to get approved and move forward with confidence.

Dedicated loan specialists guide you through every step—no guesswork, no stress.

Flexible loan options tailored to your financial profile, not just your payslip.

We handle the paperwork and compliance, so you can focus on your business.

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Self-Employed Loans Made Simple

Being your own boss is rewarding – but when it comes to getting finance, it can feel like the odds are stacked against you. At GetMyLending, we specialise in helping self-employed professionals secure funding that fits. Whether you're a sole trader, freelancer, contractor or run your own business, we understand your income might look a little different on paper.

That’s why we take a personalised approach, focusing on your real financial picture – not just the standard forms. With access to over 35 trusted lenders, we’ll match you with options that suit your circumstances and goals. From buying your first home to expanding your business, we’re here to make finance work for you – without the stress, delays, or jargon.

Tailored Lending for Self-Employed

We understand that traditional loan assessments don’t always reflect your true earning capacity. That’s why we look at your full financial picture – including BAS statements, bank records, and business performance – to find the right solution for you.

Access to 35+ Lenders

With a network of over 35 top-tier lenders, we offer a wider range of self-employed loan products. Whether you're after a low-doc home loan or business finance, we’ll help you compare and choose your best match.

No-Hassle Paperwork and Application

Our expert brokers take the admin off your hands. From gathering documents to handling compliance, we manage the entire application process – so you can focus on running your business while we take care of the rest.

Dedicated Loan Specialists

You’ll get one-on-one support from a loan specialist who understands the self-employed landscape. We'll guide you through every step, offer honest advice, and provide ongoing support for future lending needs like refinancing or expansion.

Think your situation is complex? Try us.

We deal with complex income situations all the time. We strive to find the best lending solutions for what our clients may think is the impossible. Don't be shy. Reach out to see how we can help you.

Home Loans for the Self-Employed Made Simple

Let's Get to Know Your Business

We kick things off with a friendly chat to understand your income streams, business structure, and financial goals. Whether you're a sole trader or run a company, we tailor our approach to suit your unique situation.

We Build a Strong Application Together

Self-employed borrowers often need to provide more documentation. We guide you through what’s needed—like tax returns, BAS statements, or accountant letters—and package it all to present a compelling case to lenders.

Matching You with the Right Lender

With access to over 35 lenders, we compare your options to find the best fit. Some lenders are more flexible with self-employed income—our job is to know who they are and how to approach them.

Fast Tracking Your Application

Once we’ve found your ideal lender, we take care of the paperwork and handle negotiations. Our streamlined process helps avoid unnecessary delays.

Self-Employed Loan Solutions

We make getting a loan easier, no matter how complex your income looks on paper.

If you’re self-employed, you already juggle enough hats—business owner, manager, marketer, bookkeeper. The last thing you need is a complicated loan process standing in your way. At GetMyLending, we understand how hard it can be to secure finance when your income doesn’t fit the traditional mould. That’s why we specialise in simplifying the process for self-employed professionals.

Traditional lenders often view self-employment as high-risk, demanding years of financial records, complex documentation, and flawless tax returns. But we see past the paperwork. We work with a network of 35+ lenders, many of whom offer flexible options specifically designed for sole traders, freelancers, and business owners like you.

We help you find lenders who understand your unique income structure. With expert guidance, tailored solutions, and a stress-free approach, we make lending work for the self-employed. Because your financial success should never be limited by how you earn your income.

Self-Employed Loans That Actually Make Sense

Being your own boss shouldn’t mean jumping through hoops to get finance. We make it simple, even if your income doesn’t tick the usual boxes.

Let’s be honest—getting a loan when you’re self-employed can feel like running an obstacle course blindfolded. Between fluctuating income, irregular paperwork, and lenders who don’t quite 'get' your business, it’s easy to feel stuck. That’s where we come in.

At GetMyLending, we specialise in helping freelancers, sole traders, contractors, and small business owners navigate the lending world with confidence. We know your income might not look like a traditional payslip—and that’s perfectly fine. What matters is your actual financial health, not just what's on paper.

With access to over 35 lenders, including those who cater specifically to self-employed borrowers, we’ll match you with the right options based on your goals, not red tape. Whether you're buying your first home, upgrading your car, or expanding your business, we tailor every solution to fit your life.

Our loan specialists are real people (not robots or call centres) who take the time to understand you and your business. We handle all the paperwork, liaise with lenders, ensure you're compliant, and keep things moving—so you can focus on running your show while we handle the finance side.

Ready to stop forcing your business into someone else's mould? Let’s find a loan that fits you.