Low-Doc Home Loans Double Bay

You’ve got the deposit. You’ve found the property. But the bank says they need two years of tax returns, BAS statements, and a letter from your accountant just to consider your application. Sound familiar?

For many self-employed Australians and business owners, especially those in high-value markets like Double Bay, the traditional home loan approval process is a maze. Not because they can’t afford the loan — but because their income doesn’t fit into a neat little box. You might have seasonal revenue, multiple income streams, or simply haven’t finalised your most recent tax return. And that shouldn’t stop you from owning a home.

Low-doc loans exist for exactly these scenarios — but navigating them alone can be risky. Not all lenders offer the same flexibility, and missing a key requirement can send your hopes crashing. Worse yet, applying to the wrong lender can affect your credit score. Painful.

That’s why so many people turn to Get My Lending. We do the legwork, the matching, and the explaining — so you don’t have to. And we make sure the process fits around your life, not the other way around.