SMSF Loans

Taking control of your retirement savings through a Self-Managed Super Fund (SMSF) is a powerful way to invest in property—but navigating the finance side can be complex. That’s where we come in.

Secure funding to grow your SMSF portfolio

Smart Investment Structuring

Compliance Made Easy

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SMSF Loans Made Simple

Looking to grow your retirement wealth through property investment? With an SMSF loan from GetMyLending, you can take control of your super and invest in residential or commercial real estate, all while staying on the right side of the rules. Our team is here to simplify the process and tailor the finance to your fund’s needs—helping you make confident, strategic decisions for your future.

Invest in Property with Confidence

We help you secure SMSF finance to purchase residential or commercial properties, setting your fund up for long-term growth.

Structure Your Loan the Smart Way

The right setup is key. We work with you to structure your loan for maximum tax efficiency and full compliance with ATO regulations.

Stay on Top of SMSF Compliance

Avoid costly mistakes. Our specialists make sure your loan ticks all the legal boxes, so you can focus on growing your assets.

Refinance for Better Returns

Already have an SMSF loan? We’ll assess your current deal and explore refinancing options that could improve your cash flow or terms.

Experts in Your Corner

From start to finish, our team works closely with trusted advisors to give you clear, expert guidance every step of the way.

Making the Complex Simple

SMSF lending doesn’t need to be confusing. We break it down, handle the paperwork, and keep things moving so you don’t have to stress.

Unlock Your Super’s Potential with SMSF Loans

Use your Self-Managed Super Fund to invest in property with confidence and ease.

Thinking about investing in property through your super? An SMSF loan could be the smart move you’ve been looking for. At GetMyLending, we help you make the most of your Self-Managed Super Fund by structuring finance that supports your long-term goals—whether you're eyeing a commercial space or a residential investment.

With access to over 35 lenders, our team understands the unique rules and benefits tied to SMSF borrowing. We’ll help you navigate the process, from choosing the right lender to meeting ATO compliance requirements—without the stress.

Tax advantages: SMSF loans allow you to invest while potentially enjoying favourable tax treatment on rental income and capital gains.
Asset growth: Grow your retirement savings with property that generates steady returns inside your super.
Tailored structures: We build loan solutions that align with your fund’s strategy and risk profile.
Expert support: From compliance to paperwork, our specialists ensure your loan ticks every box—so you can invest with confidence.

Ready to take control of your super and build wealth your way? Let us help you secure an SMSF loan that works for you—simple, structured, and smart.

Unlock Tax Benefits with Smart SMSF Lending

Boost your retirement wealth with tax-smart SMSF loan strategies tailored to help your super work harder, not just longer.

When you use a Self-Managed Super Fund (SMSF) to invest in property, you're not just growing your asset base—you’re also tapping into one of the most tax-effective investment vehicles available in Australia. At GetMyLending, we help you make the most of these advantages with SMSF loans designed to support your long-term goals while staying fully compliant with ATO regulations.

One of the biggest drawcards of SMSF property investment is the potential for significant tax savings. Rental income generated within your SMSF is generally taxed at the concessional super rate of just 15%—far lower than most personal income tax rates. This means more of your investment income stays in your fund, helping grow your retirement savings faster.

Even better, if you hold the property until retirement and sell it while your SMSF is in pension phase, capital gains tax (CGT) could be reduced to zero. That’s right—no CGT on eligible assets sold in the pension phase. This can lead to substantial savings when compared to traditional property investment outside of super.

Structuring your SMSF loan correctly is key to unlocking these benefits. That’s where we come in. Our specialists work with you and your financial advisor to ensure your loan is set up in a compliant and tax-efficient way, using strategies like limited recourse borrowing arrangements (LRBAs). We also help review your fund’s investment strategy to ensure it aligns with the proposed loan, keeping your super on track and audit-ready.

From minimising tax to maximising returns, GetMyLending simplifies the complex landscape of SMSF lending. We take care of the details—so you can focus on building a stronger financial future.

Take the next step towards smarter investing through your super. Speak with our SMSF loan experts today.