Low-Doc Home Loans Made Simple

We specialise in low-doc home loans that work around your unique situation. We’ll help you access competitive loan options with less paperwork and more flexibility. Let us handle the hard stuff—so you can focus on finding your dream home.

We match you with lenders who understand alternative income structures and offer solutions that suit your business.

We streamline the process with minimal documentation requirements, saving you time and stress.

Our loan specialists support you at every step, from lender selection to approval and beyond.

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Low Doc Home Loans Tailored to You

Being self-employed or running your own business shouldn't stop you from owning a home. At GetMyLending, we make Low Doc Home Loans simple, flexible, and achievable—no mountains of paperwork required. We work with over 35 lenders who understand that not every income fits into a traditional mould. Whether you're a freelancer, contractor, or small business owner, our expert team will help you secure a loan that fits your financial reality. Let us do the heavy lifting while you focus on making your next move.

Flexible Lending Options

We partner with lenders who specialise in alternative income verification, giving you access to more flexible Low Doc Home Loans tailored to your circumstances.

Minimal Paperwork, Maximum Results

No tax returns? No problem. We simplify the process by using bank statements, BAS, or accountant letters—saving you time and stress.

Fast Pre-Approvals

Our streamlined application process means you can get pre-approved quickly, so you're ready to make a move when the right property comes along.

Personalised Loan Matching

We take the time to understand your financial situation and match you with lenders who best suit your goals, not just the ones with the lowest rates.

Expert Support from Start to Finish

From your first consultation to final approval, our dedicated loan specialists guide you every step of the way—and we’re here for future refinancing needs too.

Self-Employed Friendly

Low Doc Home Loans are ideal for freelancers, sole traders, and small business owners who may not have traditional proof of income. We make sure your hard work pays off.

Low Doc Home Loans Tailored for the Self-Employed

Discover how a Low Doc Home Loan can open doors—without the paperwork overload.

Traditional home loans can be tricky if you don’t have standard proof of income like payslips or tax returns. That’s where a Low Doc Home Loan comes in. Specifically designed for self-employed Australians, freelancers, and small business owners, these loans offer more flexible documentation requirements—so you can still secure a property without jumping through endless hoops.

At GetMyLending, we understand that not all income fits neatly into a box. Maybe your earnings fluctuate throughout the year, or your financials aren’t quite up-to-date. That’s okay. We work with over 35 lenders who specialise in alternative income verification, using documents like bank statements, BAS, or accountant letters to assess your eligibility.

Choosing a Low Doc Home Loan means less stress, faster approvals, and a solution that aligns with your actual financial position. It’s a smart path if you’re looking to buy a home, invest in property, or refinance without the burden of heavy documentation. Our expert loan specialists are here to guide you through the process—from matching you with the right lender to handling the paperwork and securing the best deal.

With a Low Doc Home Loan from GetMyLending, you don’t have to compromise your dreams just because your income looks a little different. Let’s make your next move happen—on your terms.

How Low Doc Home Loans Work

A simpler path to property ownership—without the paperwork headaches.

If you're self-employed, a freelancer, or running your own business, getting a home loan doesn't have to be complicated. Low Doc Home Loans are designed for people just like you—those with non-traditional income who might not have access to standard financial documents like payslips or recent tax returns.

Here’s how it works: instead of using typical income proof, lenders assess your financial situation using alternative documents such as bank statements, Business Activity Statements (BAS), or an accountant’s letter. This flexible approach opens the door to home ownership without the roadblocks of traditional lending criteria.

Low Doc doesn’t mean low quality. You’ll still have access to competitive interest rates and flexible loan features, just without the admin overwhelm. Plus, our dedicated loan specialists are by your side from start to finish—and beyond.

Ready to turn your hard work into home ownership? Let GetMyLending help you secure a Low Doc Home Loan that works on your terms, not the bank’s.

The Low Doc Home Loan Process – Made Easy

Let’s Get to Know You

We start with a friendly chat to understand your income, goals, and what you’re looking to achieve. Whether you're self-employed, a freelancer, or running your own business, we’ll tailor options to suit your unique financial story.

Find the Right Fit

Using our network of 35+ lenders, we handpick the best Low Doc loan options for your situation. We look beyond the numbers and match you with lenders who actually get how your income works.

Paperwork? Sorted.

Forget the hassle of endless forms. We work with alternative documents like bank statements or BAS and take care of the paperwork for you—efficiently and accurately.

Move Forward

Once your application’s in, we go into bat for you with the lenders. From there, you’re one step closer to unlocking the front door of your new home.

Find out how a Low-Doc home loan could work for you

Speak to one of our dedicated specialists about your low-doc home loan options