Low-Doc Home Loans Paddington

“I’m self-employed, I’ve got solid income—but the bank says no.”

This is something we hear far too often in Paddington, especially from creative professionals, tradies, consultants, and small business owners. You’ve built a solid livelihood, you’re ready to buy property, but when it comes to proving income on paper, things get sticky. Traditional home loans often require full financial statements, multiple years of tax returns, and a predictable income stream. But let’s be real: not everyone’s finances fit into those neat little boxes.

Low-doc home loans exist for this very reason. They allow you to use alternative documentation like BAS statements, bank records, or an accountant’s letter to demonstrate income. But even then, the process can feel overwhelming—who to trust, what lenders to approach, what documents to provide. You need someone in your corner who just “gets it.”

That’s where we come in. At Get My Lending, we simplify the complex. We know which lenders are more flexible, which loan products suit your circumstances, and how to present your case in the best light. We don’t just understand your challenges—we’ve helped hundreds of Paddington locals overcome them. (Trust me, I’ve been there.)